Late life divorce (after age 50) presents a lot of challenges. It’s actually different for a number of reasons. Often couples who are on the cusp of retirement make a lot of mistakes in terms of what they’ve communicated and or done in preparation for retirement.
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ABLE Account vs. Special Needs Trust (SNT)
ABLE accounts and SNTs are complementary tools — ABLE offers quick, tax advantaged access to $19,000/year for disability related expenses, while SNTs protect larger assets and cover supplemental needs without affecting Medicaid or SSI eligibility.
March 4, 2026
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