Listen to my interview on The Debbie Nigro Show
Click here to listen to my interview on The Debbie Nigro Show
Listen to my interview on The Debbie Nigro Show
Click here to listen to my interview on The Debbie Nigro Show

Having separate finances in a relationship can provide independence, privacy, and reduce conflict over spending, while also helping build individual credit and manage unequal incomes or debt. However, it may also lead to communication issues, distrust, and potential conflict over financial responsibilities or control.

ABLE accounts and SNTs are complementary tools — ABLE offers quick, tax advantaged access to $19,000/year for disability related expenses, while SNTs protect larger assets and cover supplemental needs without affecting Medicaid or SSI eligibility.